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In addition, customers for this kind of strategy can have serious lawful or criminal backgrounds. It is necessary to keep in mind that different providers provide a variety of issue ages on their assured issue policies as low as age 40 or as high as age 80 - final expenses benefit. Some will also offer higher face worths, up to $40,000, and others will certainly permit far better survivor benefit problems by boosting the passion price with the return of premium or reducing the number of years until a complete death advantage is available